Medical

We are committed to providing you and your family with affordable health care. See below for an at-a-glance look at the medical plan options offered to you under CareFirst and our Employer Health Programs (EHP).

CareFirst EPO Plan
(Exclusive Provider Organization)
Provider Network(s)
Preventive Care

You Pay $0 for diagnostic services for preventive exams, mammograms and colonscopies if you use an in-network provider
Prescription Drug Coverage

See Prescription Drugs for details
Out-of-Network Coverage

No coverage
You pay 100% of the costs
Biweekly Premiums

Lower
Deductibles and Out-of-Pocket Maximum

Higher
EHP PPO Plan
(Preferred Provider Organization)
Provider Network(s)
Preventive Care

You Pay $0 for diagnostic services for preventive exams, mammograms and colonscopies if you use an in-network provider
Prescription Drug Coverage

See Prescription Drugs for details
Out-of-Network Coverage

You pay 30% of the costs for most services
Biweekly Premiums

Higher
Deductibles and Out-of-Pocket Maximum

Lower

Added Protection

If you want some added protection, consider enrolling in one or both of the following supplemental health care plans:

  • Critical Illness Insurance: Pays a lump-sum benefit upon the diagnosis of each covered illness.
  • Hospital Indemnity Insurance: Pays cash benefits that help pay for some of the costs — medical and non-medical — associated with a covered hospital stay due to a sickness, pregnancy or accidental injury.

Your participation in these plans is voluntary and you pay 100% of the cost of coverage. Visit Aflac or call 800-433-3036 for details on coverage options, pricing and availability.