Inscripción abierta a las prestaciones
Oct. 15–31, 2025
Please note that SmartSource will be down Oct. 11-14 to prepare for open enrollment. You will not be able to access the benefits marketplace during this time.
Johns Hopkins Health System (JHHS) open enrollment for 2026 benefits is Oct. 15-31, 2025. Any changes you make during open enrollment will go into effect on Jan. 1, 2026.
Esta es su oportunidad anual de inscribirse, darse de baja o cambiar estas prestaciones:
- Seguro médico, dental y oftalmológico
- Cuentas flexibles de gastos sanitarios y de atención a dependientes
- Seguro de vida complementario
- Seguro de vida entera
- Seguro de invalidez de larga duración
- Seguro de accidentes, enfermedades graves e indemnización hospitalaria
- Servicios jurídicos de prepago
- Protección contra el robo de identidad y el fraude
Consulte el boletín de inscripción abierta en Inglés o English.
Everything You Need to Know About Open Enrollment in 90 Seconds
If you currently cover dependents and will continue to cover them in 2026, you may need to provide documentation that verifies your relationship to confirm their coverage. Visit SmartSource to see if you have a task on your to-do list.
If you don’t provide the required documentation, your dependents will not have coverage in 2026.
If you were recently hired, you may need to enroll twice. See details.
Preguntas
Póngase en contacto con el HR Support Center llamando al 443-997-5400 de 7.00 a 17.00 horas, de lunes a viernes, o al hrsc@jhmi.edu .
Llame al Centro de Asistencia de Recursos Humanos al 443-997-5400, opción 9 de 7 a.m. a 5 p.m., de lunes a viernes, o envíe un correo electrónico a hrsc@jhmi.edu .
View myBenefits In English
Toda la información de sus beneficios están disponibles en esta página de mybenefits, disponible en cualquier dispositivo. To see myBenefits in English, select Español en el menú desplegable Elegir idioma.
Visite Recursos en español for more information on the benefits in English.
Your Steps to Enrollment
1. Consulta tus prestaciones actuales
Visite SmartSource para ver en qué prestaciones está inscrito actualmente.
2. See what’s new for 2026
Lea a continuación los cambios en nuestras prestaciones y cotizaciones de los empleados.
3. Enroll by Oct. 31
Enroll, drop or change your benefits on SmartSource by Friday, Oct. 31.
What’s Changing in 2026
Employee Contribution Increases
Our benefits package remains strong, provides choices to meet your needs and is as affordable as possible. Recent reports highlight the growing cost of health benefits across the nation.
At Johns Hopkins, our focus is on keeping cost increases below the national average. While there are moderate increases to medical, dental and vision plans, we will continue to provide you access to high-quality coverage and resources that support your health, well-being and peace of mind.
We’re also changing employee contributions for our medical, dental and vision plans to align contribution structures across the health system. If you’re regularly scheduled to work 30-36 hours per week, your contributions will likely decrease.
Deductible & Out-Of-Pocket Maximum Increases
En deductible is the amount you pay before the plan starts to pay. The out-of-pocket maximum is the most you’ll pay for covered expenses each plan year.
The deductible and out-of-pocket maximum for the Johns Hopkins Preferred Provider Organization (PPO) medical plan will increase for employees with a salary of $50,000 or more. View the updated amounts in the medical comparison chart.
EHP will mail new ID cards with the updated deductible and out-of-pocket maximum amounts.
Límites de las aportaciones a la FSA y los remanentes
Asistencia sanitaria FSA
- You can contribute up to $3,300 in 2026 and carry over up to $660 from 2025.
- You have until March 31, 2026, to use the remaining funds in your 2025 FSA for claims incurred in 2025. Any funds over the $660 carryover limit will be forfeited.
FSA de atención a dependientes
- In 2026, you can contribute up to:
- $7,500 if you’re single or married and file jointly.
- $3,750 if you’re married and file separately.
- You have until March 31, 2026, to use the remaining funds in your 2025 FSA for claims incurred in 2025. You can’t carry over unused funds.
Inscribirse en SmartSource
Visite SmartSource by Friday, Oct. 31 to enroll in or make changes to most benefits.
Si desea cambiar o eliminar seguro de vida entera, contact Unum at 800-635-5597. There may be some cash value in your plan.
Recordatorios importantes:
- If you don’t want to make changes to your benefits or enroll in an FSA in 2026, you don’t need to do anything. Your current benefits, except FSAs, will continue in 2026.
- Para inscribir a un dependiente, necesitará su NSS y una prueba de parentesco, como un certificado de matrimonio o de nacimiento.
- If you currently cover dependents, you may need to provide documentation that verifies your relationship to confirm their coverage. Visit SmartSource to see if you have a task on your to-do list.
SmartSource Is Available In English
En SmartSource, seleccione English en el menú desplegable Welcome en la esquina superior derecha.
How to Enroll on SmartSource
Ver en inglés
View in English
Employees who were hired or newly eligible for benefits Oct. 15 – Nov. 30, 2025
The benefits plan year is Jan. 1 – Dec. 31. If you’re hired or newly eligible for benefits between Oct. 15 and Nov. 30, you must actively enroll in benefits or waive coverage for the rest of the 2025 and then actively enroll in benefits for 2026.
If you don’t enroll in or waive coverage for 2025, you won’t be able to enroll in coverage for 2026 either. You’ll have to wait until the next open enrollment period, unless you have a qualifying life event.
Presentar los justificantes de las personas a cargo antes del 30 de noviembre
- Currently cover dependents and will continue to cover them in 2026.
- Enrolled dependents in 2026 coverage during open enrollment.
If you receive this request, you must provide the documentation by Sunday, Nov. 30. If you don’t, your dependents won’t have coverage in 2026.
Visite SmartSource to see if you have a task on your to-do list and submit documentation.
Guarde su declaración de confirmación
You’ll need a copy of your confirmation statement if you have questions about your 2026 elections later.
- Si se inscribe durante el periodo de inscripción abierta: Puede descargar una copia en SmartSource después de pagar. También recibirá una confirmación por correo electrónico una vez cerrada la inscripción.
- Si no hace nada durante la inscripción abierta: Puede descargar una copia de su declaración de confirmación en SmartSource una vez cerrada la inscripción.
Para ver su declaración:
- Entrar en SmartSource using your work credentials.
- Seleccione Vaya a to enter the Benefits Marketplace.
- Seleccione Current Benefits under the Benefits dropdown on the left.
- Choose download, email or print and save the statement for your records.
¿Están al día sus beneficiarios?
Un beneficiario recibe sus prestaciones si usted fallece. La inscripción abierta es un buen momento para asegurarse de que sus beneficiarios están al día.
Seguro de vida: Visite SmartSource vaya a su perfil y seleccione Mis beneficiarios
Jubilación: Iniciar sesión Principal
Enrollment Support
Employer Health Programs (EHP) Overview
Watch a short video to learn about your EHP medical plan options.